Joomla Features Needed

Joomla Features Needed
I need a user submit article page which only allows them to put in the article title, category , section , and text.
I would also like to be able to approve this before it goes on my site. I need a shopping cart that sells downloadable goods set up through my paypal account. this site gives free guitar lessons on hit songs, I would like a page where the user can make a request for a song and be able to donate money to speed up the process.

would it be possible to set it up where a user can offer money for a guitar lesson and then another user makes the video and I am third party escrow. Just like this site has ?

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