Store Money and pay Users/Customer using Stripe using Node.js

My problem is:
I am creating something like the Twitch Donation System where Users buy Credits and pay other with the Credits. The Person who gets paid with the credits should be able to transfer the credits to Dollars and send them to the person’s bank account.

I searched though the Stripe API but I only found how the Owner can cash out the money that the users spend and not how the users can cash out the money. Please let me know how this works or if this is even legal or if I should use another API.