using setTimeout to render component in React Native

I’m trying to render a component from my screen after 3 seconds, this is due to some time delay when the user changes accounts, I need those 3 seconds so the data can be exactly what the user wants. Before rendering that piece of component, I wanted to load a container with loading in the center. I have inserted the data into the component but I get an error from component exception:
enter image description here

This is how I’m rendering the data:

export function Dashboard({ drawerAnimationStyle}: any) {
    const navigation: any = useNavigation();
    const { firebaseFunctions } = useAuth();

    const [isLoading, setIsLoading] = useState(true);
    const [transactions, setTransactions] = useState<DataListProps[]>([]);
    const [higlightData, setHighlightData] = useState<HighlightDataProps>({} as HighlightDataProps);
    const theme = useTheme();

    async function loadTransaction(): Promise<any> {
        const data = await firebaseFunctions.loadTransaction();

        setTransactions(data.transactionsFormatted);

        setHighlightData(data.higlightData);

        setIsLoading(false);

    }

    useEffect(() => {   
        loadTransaction();
    }, [transactions]);

    return (
        <Animated.View style={{ flex: 1, ...drawerAnimationStyle}}>         
            <Container>
                {
                    isLoading ? 
                    <LoadingContainer>
                        <ActivityIndicator color={theme.colors.blue} size='large'/>
                    </LoadingContainer>
                    :
                    <>
                        <Header>                            
                            <DrawerContainer onPress={() => navigation.openDrawer()}>
                                <Icon name="menu" />
                            </DrawerContainer>
                            <HighLightCards>
                                <HighLightCard type="up" title="Income" amount={higlightData.entries.amount} lastTransaction={higlightData.entries.lastTransaction}/>
                                <HighLightCard type="down"title="Outcome" amount={higlightData.outcome.amount}lastTransaction={higlightData.outcome.lastTransaction}/>
                                <HighLightCard type="total" title="Total" amount={higlightData.total.amount} lastTransaction={higlightData.total.lastTransaction}/>
                            </HighLightCards>
                        </Header>                       

                        {
                            setTimeout(() => {
                                return (
                                    <Transactions>
                                        <Title>Transactions</Title>
                                        {
                                            transactions.length <= 0 ?
                                            <NoTransaction>
                                                <LottieView 
                                                    source={NoTransactionLottie}
                                                    style={{
                                                        width: 100,
                                                        height: 100,                                                                    
                                                    }}
                                                    autoPlay
                                                    loop
                                                    resizeMode='contain'
                                                />
                                            </NoTransaction>
                                            :
                                            <TransactionsList
                                                data={transactions}                     
                                                keyExtractor={(item: { id: any }) => item.id}
                                                renderItem={({ item }: any) => <TransactionCard  data={item}/>}
                                            />
                                        }
                                    </Transactions>
                                );
                            }, 3000)
                        }
                    </>
                }
            </Container>
        </Animated.View>
    );
}