Photo/insurance Storage

Looking for someone to help with make a complete site for me. The base of the website will be a photo storage website. The following would also need doing to it:
Either clone or build a basic photo storage website,
Complete design of the website,
integration with WHMCS,
create screencasts to show people how to use the website (approx 3-6 of them),
each month or year depending on the payment option WHMCS would email the customer to pay,
WHMCS to suspend accounts after non payment,
automatically reactivate account after a payment has been made if possible,
make sure coupons can be used and promotions added,
needs to be credit card payment facility (most likely paypal),
bank deposit payments and BPay payments (australian payment type),
When you actually log in to your account, I would like it so it basically shows you with images of each ‘Room’. The idea will be when you first start an account there are no rooms in the account, so you log in, Create a room whether it be bedroom, bathroom, lounge, study etc, inside that ‘room’ you then upload images of items in that room, and create a list of everything in there. While uploading images, I also want it so you can click into an image, and write a description along with it, and attach other image files to certain products e.g receipts, invoices etc to prove you own the product,
The site is to be split into 2 different areas at first. Prove It Home and Prove It Automotive. Both sites will be essentially the same, but obviously one having ‘rooms’ that the images go in of a customers home, and the other when you log in to have a ‘Garage’ and in that you then create a new car/motorbike etc, write all the information about a car, take photos of it and all the details as per the home site, For insurance companies to be able to access images,
I would like to create a seperate back end that insurers would need to log into, for this I would like a username, under that there would be a user, so each claims officer at an insurance company would need their own log in, and then a random text/number image which they would have to enter in to help security. Once they are logged in I would like them to be able to see a list of customers that have said they are with that specific insurance company. The claims person then clicks on the person they want, this brings them to another form where they then fill out the details of why they want to get in and have a look at the customers info, that then gets sent to me, I then approve it and unlock that customers account to the insurance company for a specific period of time that they request.
It is hard to say exactly what I would like it to look like, it will have to be a bit of experimenting to see what looks and works best. Main thing is that it has to be simple. Any questions please ask.

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