Virtuemart Module

I need the following Virtuemart module:
I have 2 payment systems on my store, Credit Card and EFT (bank wire)
When a product costs $50 and you pay for it with the default paymnet option which will be Credit Cards, you pay the full amount, if you select EFT as payment option, you will get a percentage discount on the product, for example 5%.

1. I must be able to set what that % discount will be for the main site
2. Set the normal price for a product, and on checkout if I select I will pay with EFT the discount will automatically be worked out.

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