What is an ACH API and How Can it Benefit Your Business?

An ACH API is able
to offer the opportunity for developers and “software as a service” (SAAS) platforms
to debit and credit bank accounts by making use of the ACH network by using
an Application Program Interface, more commonly known as an API. This enables
the automatic ACH payment collection, disbursement and reconciliation.

If you have an
application that makes use of a recurring or subscription payment-based setup,
making use of an effective ACH Payment Gateway API is a real game changer
and will ensure a seamless user experience for platform users.

What are the Benefits of an ACH API?

You might be trying
to get your head around how ACH APIs will benefit your business. If you have
some knowledge of credit cards, ACH transactions are completed differently to
credit cards.

Credit cards make
use of an authorization component that tells the biller immediately that their
payment has gone through. The ACH doesn’t do this, as it operates in what is
known as a “batch environment”. This means that it can take upwards of 1 to 3
days before an issue or problem with a payment can become known. This form of
payment may be most suitable to bigger organisations who need to process a monthly
payment for each of their customers over a similar timeframe. But, it wouldn’t
be as attractive for a business who may need immediate confirmation of payment
in order to ship a product to their customer.

There are also
differences in terms of cost between the two methods described above. For
credit cards, it can cost around two or three percent of a transaction amount to
successfully process the payment. This is in contrast to an ACH payment, which usually
charges somewhere between 25 and 50 cents per transaction. Of course, these
costs can add up.

A good advantage of
an ACH payment over a credit card payment is that there are much higher decline
rates with credit cards. This is not as big an issue for ACH payments,
especially when you are needing recurring billing. This makes ACH payments an attractive
option.

Another advantage
of an ACH payment over a credit card is that not every customer will have a
credit card. Also, for those customers that do have a credit card that they can
process a payment with, it provides another method for sending payment in case
for whatever reason that payment can’t be taken from a credit card, or if the card
has expired or has been stolen. If you have two payment methods, it will save
time in trying to track down missed payments.

If you are a
business who is looking for an ACH
API integration
, you may wish to contact https://www.agilepayments.com/.

The post What is an ACH API and How Can it Benefit Your Business? appeared first on FeedsPortal.com.

Of PEEPS Donuts and Donut Sticks in 2019

New donuts launched in two of the major fast-food
chains in 2019.

With
the fierce competition among fast-food chains, it’s imperative for their
management to introduce new products to encourage more customers into their
restaurants. Dunkin’
Donuts
and McDonald’s are no exception to
the rule!

Here
are the new offerings that the fast-food giants have launched in recent months.
We think that people with the proverbial sweet tooth will find these foods to
their liking, especially the ones who can’t get enough of donuts. 

PEEPS Donut

What
better way to welcome the spring season than with an Easter treat? According to
Dunkin’ Donuts, the best Easter treat is PEEPS and it will be featuring a few
PEEPS marshmallow-flavored items including espresso and coffee drinks, as well
as a PEEPS donut with a yellow chick as topping. The yellow chick is a
whimsical touch since it’s a symbol of Easter in many parts of the world. 

These
treats will be available starting in April 1 and for a limited time afterwards.
According to Dunkin’ Donuts, the PEEPS Donut will consist of a delectable
combination of white icing with green, egg-shaped sprinkle blend and the mini
yellow PEEPS marshmallow chick as topping. This should be a slightly sweeter
concoction than the usual donut, thanks to the PEEPS marshmallow but it won’t
be too sweet that you can’t finish an entire donut or two.

And
then there’s the PEEPS Marshmallow Flavored Coffee, a creamy combo of Dunkin’s
signature coffee and classic PEEPS marshmallows. This is available in hot and
cold coffee drinks, as well as in espresso drinks, frozen chocolate drinks, and
frozen coffee drinks. Hopefully, the strong coffee flavor will cut through the
sweetness of the marshmallow resulting in more balanced flavor. 

And
if the PEEPS donuts and drinks aren’t enough excitement for a Dunkin’ Donuts
fan, then the free coffee and donuts will increase the anticipation. Mark your
calendars, ladies and gents, since from April 2 to 4, Dunkin’ Donuts customers
will provide free donuts and coffee to customers in selected locations! 

The
chain’s coffee car and Peepsmobile, both of which are customized vehicles, will
travel to six Dunkin’ shops during the 3-day period. Their route will start at
Bethlehem, Pennsylvania, the birthplace of PEEPS, and end in Quincy,
Massachusetts, the birthplace of Dunkin’ Donuts. Call it going back to your
roots or giving back to your hometown but whatever it is, you may want to check
out the complete route and take advantage of the freebies. 

In
keeping with its tradition of seasonal products, the donut and beverage-centric
chain has also launched new spring menu items; these will be available starting
on April 1 and available at selected Dunkin’ outlets nationwide for a limited
period. These items include Sweet Sriracha Bacon Breakfast Sandwich, Chocolate
Cherry Cold Brew, Frozen Lemonade, and Iced Tea Lemonade.

And
if you’re a fan of PEEPS, you will be happy to know that there will be new
flavors released for the favorite marshmallows. These are Easter-inspired
flavors including pancakes and syrup, cotton candy, root beer float, chocolate
caramel swirl, orange sherbet with crème-flavored fudge, and blue
raspberry.  Perhaps you can pair them
with the Dunkin’ Donuts PEEPS donuts – after all, sweet upon sweet has its
merits. 

Donut Sticks

McDonald’s
may not be known for its desserts but it’s definitely trying. The Donut Sticks
are its latest effort in attracting more customers to its restaurants and we
have to say that it may well succeed. 
These are only available during the breakfast hours and best paired with
McCafe coffee, if you want the coffee to cut through the sweetness of the donut
sticks. 

And
for those wondering if Donut Sticks sounds suspiciously like Donut Fries, a
Dunkin’ Donut product, then you’re right. But there are enough differences
between the two that a fast-food fan can tell the difference even without
labels attached to them.

Basically,
the Donut Sticks are similar to churros in that both are fried dough with a
generous covering of cinnamon sugar. But the Donut Sticks aren’t crunchy,
unlike churros, and these are much shorter in length than typical churros.

Donut
Sticks are also flakier, as well as with a light and airy texture like a
croissant. Think of these sticks as the idea of McDonald’s to marry as many
pastries as possible and, hopefully, create something relatively new-ish. The
dusting of sugar and cinnamon is just right so it doesn’t overwhelm the dough
and add too much sweetness. 

These
come as a six-in-a-pack item for an affordable price.

You
can either eat Donut Sticks on their own, preferably with coffee, or eat them
as dessert after a breakfast meal. But keep in mind that these pack a punch in
terms of calories so sharing a pack of Donut Sticks make nutrition sense.

There’s
something good to be said about being updated with the news coming from the top
fast-food joints. At the very least, you will have great food to share on your
social media accounts. 

The post Of PEEPS Donuts and Donut Sticks in 2019 appeared first on FeedsPortal.com.