Cameron: Child benefit cuts fair

Children playingThe move would affect 1.2 million families

Prime Minister David Cameron is facing criticism over child benefit cuts after Labour claimed Conservative welfare reform plans were “unravelling”.

Chancellor George Osborne said that from 2013 the benefit would be removed from families with at least one parent earning more than about £44,000 a year.

Labour’s Yvette Cooper described it as an “unfair attack on child benefit”.

Work and Pensions Secretary Iain Duncan Smith is due to give more details on welfare reform to the Tory conference.

Just hours after Mr Osborne’s announcement, Children’s Minister Tim Loughton said the move to cut the benefit from 1.2 million families might need revising.

Mr Loughton told Channel 4 News: “If there are ways we can look at compensating measures for those genuinely in need that will be looked at in future budgets.

“If the thresholds need to be adjusted there’s plenty of time to look at that.”

Ms Cooper responded: “The government’s unfair attack on child benefit is now unravelling.”

She added: “They have clearly been taken aback by the reaction of parents across the country.

“George Osborne and David Cameron obviously don’t understand what it means for families on middle incomes to lose thousands of pounds a year.”

The prime minister is set to be questioned about the issue in a series of media interviews on Tuesday morning.

Mr Osborne told the conference he could no longer defend paying out £1bn a year to better-off families, and the one-off cut “made sense” given the scale of debt and welfare spending he had inherited.

Meanwhile, Mr Duncan Smith will outline how the government will spend money to encourage people to leave the benefits system.

He will tell the conference in Birmingham there will be extra help for those who want to start their own business.

BBC political correspondent Iain Watson says the announcements will accentuate the positive after the focus on Monday was on benefit cuts.

The Conservatives will announce more help for patients leaving hospital in England, more resources for poorer school pupils, and loans for unemployed people who can come up with viable business plans.

This will build on the Enterprise Allowance Scheme, introduced by the last government.

Our correspondent says that while there will be something of a carrot for prospective entrepreneurs, the government is taking a lot of stick over its plans to remove child benefit from better off parents.

Former frontbencher David Davis has raised doubts over whether it is a wise way to bring about reform, as it might encourage mothers to go back to work earlier than they would have wished.

And privately some backbenchers are even more critical, one even likening it to Labour’s damaging abolition of the 10p tax rate.

This article is from the BBC News website. © British Broadcasting Corporation, The BBC is not responsible for the content of external internet sites.

Dissidents blamed for car bombing

Map

A bomb planted inside a car has exploded outside a retail complex in Londonderry, causing substantial damage to nearby shops, police have said.

A warning was received about an hour before the device exploded, and dozens of homes and shops near to the DaVinci centre on Culmore Road were evacuated.

A cordon was put in place around the suspect Vauxhall Corsa. There are no reports of any injuries.

Police are warning of disruption in the area during Tuesday morning.

The device exploded just after midnight outside a bank close to the shopping centre, near the University of Ulster in Londonderry.

Among the properties evacuated was a nursing home, police said.

This article is from the BBC News website. © British Broadcasting Corporation, The BBC is not responsible for the content of external internet sites.

Mortgage borrowers ‘sacrificed’

Looking in an estate agent's windowThe housing market may slump under the new rules, the CML hints

The Council of Mortgage Lenders (CML) says plans by the City regulator to restrict mortgage lending would “sacrifice” many good borrowers.

The Financial Services Authority (FSA) wants to force lenders to be much more careful about to whom they lend.

It says the new rules are essential to “protect vulnerable customers”.

But the CML says that if the suggested new rules had been in place from 2005 to 2009, about half of all mortgages would not have been granted.

It says most of them, 3.8 million, have in fact turned out to be good loans.

The CML has already warned that one part of the FSA’s proposed forthcoming rules, insisting that lenders verify the income of all borrowers, would lead to house prices falling.

But it has turned its attention to other aspects of the proposed rules, such as:

assessing an applicant’s income and expenditureassessing their ability to repay on a full capital-and-interest basisassuming loans are for no longer than 25 yearsrestricting the size of loans to people with past payment problems andassuming that interest rates might rise from their initial level.

The CML believes that these rules would simply be far too strict and therefore unnecessary.

Taking all the new changes together, the CML concludes that 51% of all mortgages lent in the four years it examined would not have been made.

“We believe the current proposals sacrifice far too many borrowers”

CML

But it calculates that only 151,000 arrears cases and 30,000 repossessions would have been prevented.

“We believe the current proposals sacrifice far too many borrowers,” the CML said.

“Each additional element of the FSA’s proposals would result in greater volumes of arrears and possessions cases prevented, and stress and financial loss avoided.

“But at the same time, ever greater numbers of borrowers [will be] denied credit without evidence of any payment problems.”

The FSA said that the proposals were designed to affress the “major failures” that have occured in the mortgage market – failures that are still affecting customers today.

“Our evidence shows that 16% of borrowers are already financially overstretched and they are facing problems now as a result of their lenders’ practices in the past,” the regulator said in a statement.

“But for now borrowers are also benefiting from historically low interest rates and house price inflation – which cannot go on forever.”

The CML was careful to stress that its analysis of the impact on past lending did not mean it was predicting a similar impact in the future.

But that is clearly the worry at the heart of the CML’s analysis.

It said the new rules would particularly affect first-time buyers and new business.

“Around 730,000 first-time buyers over the period between the second quarter of 2005 and the first quarter of 2009 – 95% of the first-time buyers who would have been denied their mortgage under the rules as proposed – experienced no payment difficulties,” it said.

The FSA is currently consulting on its new rules, which are scheduled to start early next year.

This article is from the BBC News website. © British Broadcasting Corporation, The BBC is not responsible for the content of external internet sites.

Major fire destroys Hastings Pier

Fire on Hastings PierPolice said the fire had destroyed part of the end of the pier

Firefighters are battling to control a fire which has broken out on Hastings Pier in East Sussex.

Police said the fire started shortly after 0100 BST and had reduced the ballroom at the end of the pier to “a burning framework”.

Ten fire engines are at the scene. Sussex Police said two people had been arrested in connection with the blaze.

Insp Lee Lyons said: “It has effectively destroyed the last couple of hundred feet of the pier.”

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He added: “The fire brigade are working out how best to tackle it at the moment.”

The pier has been closed since 2006 because of fears it was unsafe.

Insp Lyons described it as a “significant fire” and said: “We came across it while out on patrol.

“There was a big plume of smoke and the last 200ft of the pier is pretty much ablaze and it’s spreading quite quickly towards the beach.

“The entire ballroom at the end is a burning framework with bits dropping off into the sea.”

A Sussex Police spokeswoman added: “They are spraying water at the front of it to try to prevent it from spreading.”

Hastings PierThe pier has been closed since 2006 because of fears it was unsafe

Road closures are in place on the A259 Eversfield Place in the White Rock area, police said.

On Monday it was announced that architects had been invited to submit designs for the redevelopment of the pier.

The Hastings Pier and White Rock Trust has set up a competition to develop it.

Earlier this year, Hastings Borough Council agreed to buy the pier with a compulsory purchase order and hand it to the trust.

The decision followed a study which showed it could be made safe for £3m.

Campaigners have been fighting to secure the pier’s future since it shut four years ago amid fears it could collapse.

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‘A lot to learn’

Zac Efron at the UK premiere of The Death and Life of Charlie St Cloud in Leicester SquareZac Efron (and beard) at the UK premiere of Charlie St Cloud

Last month, two of the most well-known people on the planet arrived in the UK on the same day.

One was Pope Benedict XVI on a four-day state visit to Britain.

The other was Zac Efron.

And while the pontiff was making headlines across the world, the normally smooth-chinned heart-throb was causing the internet to go into meltdown because he had, er… grown a beard.

“It’s exciting, the stakes are high, and I’ve got a lot to learn. ”

Zac Efron

Efron was in the UK to promote his new movie Charlie St Cloud (out this Friday) – a romantic drama with a hint of The Sixth Sense thrown into the mix.

He plays a champion yachtsman whose life falls apart after a car accident. The film, directed by Bur Steers, is based on the novel by Ben Sherwood.

‘Bit scary’

In the flesh, 22-year-old Zac Efron is – as you might expect – achingly good looking.

It’s one of the reasons why London’s Leicester Square was packed with teenage girls in sleeping bags many hours before the Charlie St Cloud premiere.

Zac Efron in Charlie St Cloud In Charlie St Cloud, Efron plays an accomplished sailor

“It’s a big part of why I’m here and it’s a big part of why my fans come to the movies,” admits the High School Musical star at a press conference.

“But at the same time, it just makes me more driven to get the people who aren’t so easily swayed by that sort of thing.”

After the massive success of High School Musical on TV and the big screen, Efron took on a different type of role in last year’s Me and Orson Wells.

He has also started his own production company, with several feature film projects in development.

All this appears to signal a more serious direction for the actor. What kind of roles does he see himself taking on in future?

“As far as growing up and picking roles, I don’t really know,” says Efron.

“But I’d say this turned out to be an ideal role. Working with Burr and figuring out Charlie’s character – I wouldn’t trade the experience for the world.”

He adds: “There’s nothing that’s not appealing to me right now. It’s just a matter of wrapping my head around it, probably ones that are a bit scary.”

Twists and turns

Efron talks enthusiastically about remaking a Swedish crime thriller, Snabba Cash.

“I really like the story because it’s a guy who, for very innocent reasons, finds himself in over his head – which just about explains everything in my life at this point.”

Zac Efron with Charlie Tahan, who plays his younger brotherNewcomer Charlie Tahan (left) stars alongside Zac Efron as his younger brother

Does he really feel he’s in things over his head?

“Ah yeah, well sometimes, sure.”

He goes on to explain what it is like being Zac Efron.

“It’s exciting, the stakes are high, and I’ve got a lot to learn. But at the same time I feel hungry and ambitious and in no way does the task at hand feel daunting, I’m just purely trying to navigate all the twists and turns right now.”

He adds: “Honestly, I’m just excited about everything right now, with the production company it’s like we’ve really got the ball moving.”

Surprisingly, it is Efron who brings up what he calls “this ugly beard”.

So why grow the facial hair?

“It could be for something. I don’t know, I’m just sort of testing it out. How do you know what it’s going to look like if you’ve never grown one?”

He adds impishly: “And just to set fire to the internet.”

Charlie St Cloud is released in the UK on 8 October.

This article is from the BBC News website. © British Broadcasting Corporation, The BBC is not responsible for the content of external internet sites.

Empty seats worry at Delhi Games

A handful of spectators watch a netball match between England and Barbados at the Thyagaraj Sports Complex during day one of the Delhi 2010 Commonwealth Games on 4 October 2010Spectators have so far kept away from the Games

Commonwealth Games chief Mike Fennell has admitted he is concerned about the lack of crowds at venues on the opening day of the Games.

Mr Fennell told a news conference in the Indian capital, Delhi, that many venues were going near-empty.

The spectators have been missing because it is not very easy to buy tickets. Heavy security at the stadiums has also been a deterrent.

Games organisers now say they are taking steps to bring in the crowds.

“A number of venues do not have lots of spectators,” Mr Fennell said.

It is “one area which causes us concern”, he added.

Organising committee chairman Suresh Kalmadi said “steps are being taken” to bring in the crowds.

He said ticket booths had been opened at every venue to make it easier to purchase tickets.

The organisers say they are also considering giving away tickets to children in an effort to fill the venues.

The run-up to the Games has been rather messy, with organisers missing several deadlines for completion of projects.

The event has been dogged by serious allegations of corruption and mismanagement.

This article is from the BBC News website. © British Broadcasting Corporation, The BBC is not responsible for the content of external internet sites.

Top medic calls for alcohol power

Bottle of wine and glassesThe UK government says it is developing plans to tackle alcohol abuse

Wales’ chief medical officer has called for powers to be able to introduce tougher controls on alcohol to tackle “the binge drinking culture”.

Dr Tony Jewell backed Health Minister Edwina Hart’s call for the assembly government to have powers over alcohol licensing.

He said too many people in Wales still drank too much.

But the UK government, which controls the regulations, said there were no plans to devolve alcohol licensing.

“One of the most effective things we can do to control alcohol abuse is to increase pricing”

Tony Jewell Chief medical officer

Dr Jewell’s annual report, to be published later this week, says 45% of adults report drinking more than is recommended every day.

The report for 2008/09 says there were more than 16,000 referrals to treatment agencies for alcohol misuse.

He told BBC Radio Wales that alcohol was “extremely cheap” compared to 30 years ago.

He said: “Prices have fallen dramatically since 1980. One of the most effective things we can do to control alcohol abuse is to increase pricing.

‘Serious issues’

“We know that minimum pricing and increasing licensing powers has an effect of reducing binge drinking and reducing anti-social behaviour.”

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He said a 40p minimum price would cost a moderate drinker 11p a week.

In his report, Dr Jewell, said: “I believe that the only way to really tackle this problem is for the Assembly Government to have the necessary power to make changes to the controls on sale of alcohol in Wales.”

A Welsh Office spokesperson said the UK coalition government’s programme “makes clear our determination to overhaul the 24-hour licensing and tackle alcohol-fuelled crime and we are currently consulting on a range of measures to take this forward.

“It is essential that there is a joined-up approach to tackle these serious issues in England and Wales.

“We will continue to work with the Welsh Assembly Government as proposals are developed, however there are no plans to devolve alcohol licensing to Wales.”

This article is from the BBC News website. © British Broadcasting Corporation, The BBC is not responsible for the content of external internet sites.