How to confirm payment on stripe for cards which has 3DS Auth

I’m try to handle the customer flow who go thorough the checkout session by entering the 3D credit card but not able to verify the authentication

For some cards next_action has redirect URL but for 3DS card we don’t have the URL – Can someone help how can we authenticate such user

      "type": "use_stripe_sdk",
      "use_stripe_sdk": {
        "directory_server_encryption": {
          "algorithm": "RSA",
          "certificate": "-----BEGIN CERTIFICATE-----nBNY-----END CERTIFICATE-----n",
          "directory_server_id": "A0XXX4",
          "key_id": "3c5ed8002388",
          "root_certificate_authorities": [
            "-----BEGIN CERTIFICATE-----nMIX+9DBw==n-----END CERTIFICATE-----n"
          ]
        },```